The Infrastructure
Behind the Network

Pacific Credit Solutions powers the financial performance ecosystem — connecting verified consumer data across major marketing networks and buyer systems through real-time routing, credit intelligence, and offshore operations to support high-volume lead and call delivery.

Trusted by financial services, debt relief, and performance teams.

Data. Routing. Intelligence.

A complete credit-data infrastructure built for scale, compliance, and real-time performance.

01

Data Intake

Consumer submissions processed through multi-channel acquisition — web, call, affiliate, and media campaigns.

02

Credit Verification

Real-time Equifax & Experian soft-pull API integration for instant credit scoring and validation.

03

Intelligent Routing

Proprietary ping-post engine segments and routes consumers to optimal buyers based on credit, intent, and performance data.

04

Delivery

API, webhook, and CRM integrations for real-time buyers — plus email or list delivery for lead buyers operating at scale.

Connecting the Ecosystem

PCS operates as the connective infrastructure between performance networks, lenders, and service providers — verifying, enriching, and routing data in real time across a multi-network environment. Whether traffic originates from marketplace networks or direct media, PCS normalizes it for delivery into debt relief, lending, and mortgage buyers.

01

Network Aggregation

Seamless API connectivity with top-tier performance networks and publishers ensures quality, verified consumer flow.

02

Unified Data Layer

All incoming data passes through PCS verification — standardizing, enriching, and scoring for downstream routing.

03

Intelligent Distribution

Dynamic routing logic allocates verified consumers across partner buyers based on credit, performance, and demand.

04

Compliance Gateway

Every transaction is screened for TCPA, FCRA, and fraud thresholds before entering the ecosystem.

Networks Lenders / Debt Relief Agencies / Media Buyers

Credit-Verified Leads at Scale

PCS sources, verifies, and distributes consumer intent from multiple networks and media channels — then delivers it in the format your operation needs.

Debt Relief Leads

Credit-verified, TCPA-compliant debt relief consumers ready for enrollment workflows.

Loan & Personal Finance

Soft-pull qualified consumers routed to lenders, fintechs, and affiliate buyers.

Real-Time Calls

Live transfers and inbound call traffic generated from multi-network sources.

Aged & Reprocessed Inventory

Monetize longer-cycle consumers through reactivation, SMS, and outbound BPO.

One Infrastructure. Multiple Outcomes.

An integrated performance infrastructure connecting data, networks, and buyer systems — verifying, scoring, and routing consumer intent across the financial marketing ecosystem.

Data Verification

Real-time credit pulls, identity scoring, and fraud prevention powered by Equifax, Experian, and IPQS integrations.

  • Soft-pull API integrations
  • Batch and real-time processing
  • Data enrichment & appends
  • Suppression & compliance filtering

Routing & Automation

Proprietary EV Router engine with dynamic buyer caps, product code logic, and real-time performance optimization.

  • Ping-post routing logic
  • Buyer prioritization & caps
  • Status postback loops
  • Performance analytics dashboards

Marketing Infrastructure

High-volume, real-time verified inbound calls and posted leads for debt, loan, and mortgage programs. Cross-vertical campaign execution spanning paid media, affiliates, and performance partnerships.

  • Pay-per-call & affiliate campaigns
  • Meta, TikTok, Google, TV media
  • Conversion tracking automation
  • Multi-vertical funnel optimization

BPO & Operations

Offshore contact center operations providing scalable, compliant support across debt, loan, and service verticals.

  • Philippines & Mexico operations
  • Inbound/outbound call handling
  • QA & compliance monitoring
  • Dedicated agent teams

AI & Compliance

Machine learning systems for quality assurance, enrollment automation, and intelligent consumer engagement.

  • Hybrid AI + human QA
  • AI enrollment funnels
  • SMS chatbot routing
  • TCPA & FCRA compliance

Software & Tools

Custom-built dashboards, CRM integrations, and automation systems powered by modern development stacks.

  • React/Tailwind portals
  • Twilio & IVR systems
  • AWS Lambda functions
  • Salesforce & CRM integrations

Powering the Invisible Infrastructure

Pacific Credit Solutions powers the invisible infrastructure behind financial marketing — connecting data, technology, and people at the intersection of credit intelligence and performance.

Acting as the connective tissue between leading affiliate networks, publishers, and buyer platforms, PCS ensures data integrity and performance at scale.

Because PCS sits between networks and buyers, we can supply consistent lead and call volume while preserving credit and compliance standards.

Through proprietary APIs, routing systems, and offshore operations, PCS verifies, segments, and connects millions of consumers to financial products every year across debt relief, lending, mortgage, and other verticals.

We don't just generate leads. We build the systems, data layers, and compliance infrastructure that make financial performance marketing scalable and intelligent.

Millions
Consumers Verified
Real-Time
Credit Verification
Multi-Vertical
Financial Products
Global
Operations
Debt Relief Personal Loan Mortgage / Cash-Out Payday / Short-Term Tax Debt Credit Repair

Start the Conversation

Connect with PCS to explore partnerships, integrations, and performance opportunities.